The Village at Palm Center

Affordable Housing

Eligibility Calculator

Find out if you qualify for reduced rent for this property through a LIHTC (Low-Income Housing Tax Credit) Program

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Affordable Housing
Eligibility Calculator

Housing Type

Which type of housing are you looking for?

Income-Based

Income-Based housing means your rent is determined by your income. Here’s how it works:

What does “income-based” mean? Rent is calculated as a percentage of your household’s monthly income—usually around 30%.
How is this different from other housing? Instead of a fixed rent amount, your rent changes based on how much you earn. If you earn less, you pay less.
What if I have no income? If you have no income, you might still qualify. Programs may ask for additional paperwork or verification to confirm your situation.

This option helps make housing more affordable for families, seniors, and individuals with low or no income.

Income-Restricted

Income-Restricted housing has fixed rent amounts based on income limits, not your actual earnings. Here’s what to know: 

What does “income-restricted” mean? Rent is set based on income limits for the area, like: 30%, 50%, or 60% of the Area Median Income (AMI).
How is rent determined? Rent is pre-set for the unit type (1-bedroom, 2-bedroom, etc.), and you must meet the income limits to qualify.
Do I need to make a certain amount? Yes. You typically need to make at least 2.5 times the rent to ensure you can afford it.Can I use vouchers? Yes! Housing vouchers (like Section 8) can often be used to help cover the rent.

Example Programs: 

30% LIHTC: Rent affordable for households earning 30% of AMI.  
60% LIHTC: Rent affordable for households earning 60% of AMI.
Workforce Housing: For moderate-income workers who don’t qualify for other programs.

Income-Restricted housing is a great option if you meet the income requirements and can afford the set rent—especially if you have a voucher or recurring financial gift to help bridge the gap.

Market Rate

Market Rate housing refers to units where rent is determined by the property owner or market conditions, not by income limits or government subsidies. Here’s what to know:

How is rent set? Rent is based on the local market and can change depending on demand, location, and property features.
Are there income requirements? There are no income limits to qualify. However, you typically need to make at least 2.5 to 3 times the rent to ensure you can afford it.
Do vouchers apply? Some properties accept housing vouchers (like Section 8), but it depends on the landlord or property management.
Who is this for? Market Rate housing is ideal for individuals and families who don’t qualify for income-based or income-restricted programs and can afford the full rent.

This option offers flexibility, but rent may be higher compared to other affordable housing programs.

Income Based:

Income-Based housing means your rent is determined by your income. Here’s how it works:

What does “income-based” mean? Rent is calculated as a percentage of your household’s monthly income—usually around 30%.
How is this different from other housing? Instead of a fixed rent amount, your rent changes based on how much you earn. If you earn less, you pay less.
What if I have no income? If you have no income, you might still qualify. Programs may ask for additional paperwork or verification to confirm your situation.

This option helps make housing more affordable for families, seniors, and individuals with low or no income.

Income Restricted:

Income-Restricted housing has fixed rent amounts based on income limits, not your actual earnings. Here’s what to know: 

What does “income-restricted” mean? Rent is set based on income limits for the area, like: 30%, 50%, or 60% of the Area Median Income (AMI).
How is rent determined? Rent is pre-set for the unit type (1-bedroom, 2-bedroom, etc.), and you must meet the income limits to qualify.
Do I need to make a certain amount? Yes. You typically need to make at least 2.5 times the rent to ensure you can afford it.Can I use vouchers? Yes! Housing vouchers (like Section 8) can often be used to help cover the rent.

Example Programs: 

30% LIHTC: Rent affordable for households earning 30% of AMI.  
60% LIHTC: Rent affordable for households earning 60% of AMI.
Workforce Housing: For moderate-income workers who don’t qualify for other programs.

Income-Restricted housing is a great option if you meet the income requirements and can afford the set rent—especially if you have a voucher or recurring financial gift to help bridge the gap.

Market Rate:

Market Rate housing refers to units where rent is determined by the property owner or market conditions, not by income limits or government subsidies. Here’s what to know:

How is rent set? Rent is based on the local market and can change depending on demand, location, and property features.
Are there income requirements? There are no income limits to qualify. However, you typically need to make at least 2.5 to 3 times the rent to ensure you can afford it.
Do vouchers apply? Some properties accept housing vouchers (like Section 8), but it depends on the landlord or property management.
Who is this for? Market Rate housing is ideal for individuals and families who don’t qualify for income-based or income-restricted programs and can afford the full rent.

This option offers flexibility, but rent may be higher compared to other affordable housing programs.

How many people live in your household?

Enter your total household income (before taxes)

To determine if you qualify for affordable housing, we need to know:

Household Size: This helps us match your family size to the program’s income limits. Larger households typically have higher income limits.
Total Household Income (before taxes):
Your gross income is used to check if you meet the program's requirements, like 30%, 50%, or 60% of the Area Median Income (AMI).

This information ensures we’re showing you housing options you’re eligible for.

Include all regular sources of income for everyone in your household. This includes:

Wages and Salaries: Regular pay, overtime, tips, bonuses, or commissions.
Other Income: Social Security, pensions, child support, alimony, unemployment benefits, and disability payments.
Investment Income: Interest, dividends, or rental income.

Some items do not count toward income, such as:

Financial aid for students (scholarships, grants, loans).
Gifts, temporary or one-time income.Income earned by children under 18.
Foster care payments or certain disability payments.

Providing accurate household income helps us determine your eligibility for affordable housing programs like LIHTC. If you’re unsure what to include, reach out to your property manager for help!

Based on the information provided, your household does not appear to qualify

Not to worry! This means you may qualify for more housing options with greater flexibility. Our Market Rate homes don’t have income restrictions and often come with: 

Easier Application Processes compared to income-restricted programs.
No or Shorter Waiting Lists, so you can move in faster.
A Larger Selection of Units to choose from, based on availability.

Market Rate housing gives you the opportunity to find the right home without the added limitations of income-based programs. Click below to explore your options and start your application.

See Market Rate Application

Based on the information provided, your household does not appear to qualify

We understand that finding housing can be challenging. If your income is too low to qualify for this program, you might be eligible for Section 8, which provides income-based housing options designed to help lower-income households. 

Alternatively, we offer a Roommate Matching Service to connect you with others seeking shared housing opportunities that fit your needs. Please select one of the options below:

Section 8 Resource Match Me (Coming Soon)

You qualify for an LIHTC Program. Here are the rents for LIHTC units based on your eligibility.

30% AMI

Waitlist only

60% AMI

Available Now

Bedrooms

Rent

1 bedroom

$1,011

2 bedrooms

$1,214

3 bedrooms

$1,401

These are the units you would be eligible for. Let’s continue with a few more questions that will affect what you might be eligible for.

More about 60% AMI

What is AMI?
‍AMI stands for Area Median Income, which is the middle income of households in your area. Half the households earn more, and half earn less.

What does 60% AMI mean for you?
‍To qualify for LIHTC housing, your total household income must be 60% or less of the AMI for your area. This ensures housing is affordable for those with limited income.
Is rent based on my income?
‍No, rent for LIHTC units is fixed and does not adjust based on your income. You will still be responsible for paying the set monthly rent.
How much income should I have?
‍While you must not exceed the maximum income limit, you should also expect to make at least 2.5 times the rent to ensure you can afford your monthly payments.
Next Steps
‍This calculator focuses on helping you understand whether you meet the income limits for eligibility. During the full application process, other factors—like student status and household size—will also be reviewed.

More about 30% AMI

What is 30% AMI?Households with incomes at or below 30% of the Area Median Income (AMI) may qualify for these units. This is one of the lowest income levels served by the LIHTC program, offering the most affordable rent options.
What should I know about availability?Units at the 30% AMI level are typically in high demand due to the lower rent. As a result, there is often a waiting list for these units.
Income limits still apply:
Even with a waiting list, your household cannot exceed the 30% AMI income limit to qualify for these units.
What’s next?
‍If you believe you qualify, it’s important to apply early and check with the property manager about current availability and the waiting list process.

‍

Are all household members full time students?

Yes

Check all that apply

What is a Full-Time Student?

A full-time student is someone who:

Is enrolled in an educational institution (college, university, vocational school, or other qualifying institutions).
Attends school full-time, as defined by the institution.
Maintains this status for 5 or more months of the calendar year (these months do not need to be consecutive).

If everyone in your household is a full-time student, you may still qualify if one of the following applies: 

Married: All adults are married and file (or are eligible to file) a joint tax return.
Single Parent: All adults are single parents, and the children are dependents only of their parents.
Job Training: A household member is enrolled in a qualified job training program.
TANF Assistance: A household member receives Temporary Assistance for Needy Families (TANF).
Foster Care: A household member was previously in foster care.

Be prepared to provide documentation to confirm eligibility

Is any household member:

Subject to lifetime registration as a sex offender or violent offender;
Currently involved in illegal drug activity, including using, selling, distributing, or possessing illegal drugs or drug paraphernalia; or
Convicted of a crime, facing pending charges, or with undisclosed misdemeanors or felonies?

Yes

Screening Information

Criminal and Credit Screening: Criminal and credit screenings are part of the application process, but at this stage, we’re focused on gathering information about your household composition and activity. This helps households better understand their potential eligibility ahead of time.
Preliminary Information: The answers provided here are not used to make final decisions but to guide further conversations. All formal screenings, including criminal and credit checks, are conducted later by a third-party service.
What is Considered? Factors such as the type of offense, when it occurred, and its potential impact on community safety will be reviewed during the full application process.
Next Steps: If you answer "Yes" to any of these questions, it’s okay! This doesn’t mean you’re disqualified. The property manager will discuss these details with you during the application process to determine eligibility in accordance with program policies.
Transparency Matters: Answering honestly ensures the process runs smoothly and helps us address any concerns early on.

‍

You're preliminarily eligible based on the information provided.

How would you like to proceed?

Contact Property

Begin Online Application Visit the Property

Here’s what you’ll need to bring to your application:

Personal Identification (Everyone 18+)

Photo ID (Driver’s License, State ID, or Passport)
Social Security Card (For everyone applying)
Birth Certificates (For all kids under 18)

Proof of Income (For Everyone Working)

Pay stubs (Last 3–6 months)
Last year’s W-2 or 1099 (If you worked last year)
Employer contact info (If they need to verify income)

If You Are Self-Employed

Last 2 years of tax returns (with Schedule C)
Recent bank statements (3–6 months)
Profit & loss statement (If you have one)

Other Income (If Any Apply to You)

Social Security, SSI, or SSDI letter
Unemployment or public assistance (TANF, SNAP, etc.)
Child support or alimony (Court order or payment history)
Retirement, pension, or disability benefits

Assets (If You Have These)

Bank statements (Last 3–6 months)
Stocks, bonds, or investments
Life insurance with cash value

Rental History

Landlord contact info (Current and previous, if possible)
Recent utility bill (To confirm residence)
Eviction history explanation (If needed)

If You Have Kids Under 18

Birth certificates (For all kids)
Proof of child support (If receiving or paying it)
Custody or guardianship paperwork (If needed)

The more documents you bring, the faster we can process your application. If you have any questions, just ask.

Here’s what you’ll need to bring to your application:

Personal Identification (Everyone 18+)

Photo ID (Driver’s License, State ID, or Passport)
Social Security Card (For everyone applying)
Birth Certificates (For all kids under 18)

Proof of Income (For Everyone Working)

Pay stubs (Last 3–6 months)
Last year’s W-2 or 1099 (If you worked last year)
Employer contact info (If they need to verify income)

If You Are Self-Employed

Last 2 years of tax returns (with Schedule C)
Recent bank statements (3–6 months)
Profit & loss statement (If you have one)

Other Income (If Any Apply to You)

Social Security, SSI, or SSDI letter
Unemployment or public assistance (TANF, SNAP, etc.)
Child support or alimony (Court order or payment history)
Retirement, pension, or disability benefits

Assets (If You Have These)

Bank statements (Last 3–6 months)
Stocks, bonds, or investments
Life insurance with cash value

Rental History

Landlord contact info (Current and previous, if possible)
Recent utility bill (To confirm residence)
Eviction history explanation (If needed)

If You Have Kids Under 18

Birth certificates (For all kids)
Proof of child support (If receiving or paying it)
Custody or guardianship paperwork (If needed)

The more documents you bring, the faster we can process your application. If you have any questions, just ask.

Thanks for your submission!

One of our agents will contact you shortly

Visit the Property Begin Online Application

Visit Checklist

Here’s what you’ll need to bring to your application;

proof of income
ID
tax returns

Here’s what you’ll need to bring to your application:

Personal Identification (Everyone 18+)

Photo ID (Driver’s License, State ID, or Passport)
Social Security Card (For everyone applying)
Birth Certificates (For all kids under 18)

Proof of Income (For Everyone Working)

Pay stubs (Last 3–6 months)
Last year’s W-2 or 1099 (If you worked last year)
Employer contact info (If they need to verify income)

If You Are Self-Employed

Last 2 years of tax returns (with Schedule C)
Recent bank statements (3–6 months)
Profit & loss statement (If you have one)

Other Income (If Any Apply to You)

Social Security, SSI, or SSDI letter
Unemployment or public assistance (TANF, SNAP, etc.)
Child support or alimony (Court order or payment history)
Retirement, pension, or disability benefits

Assets (If You Have These)

Bank statements (Last 3–6 months)
Stocks, bonds, or investments
Life insurance with cash value

Rental History

Landlord contact info (Current and previous, if possible)
Recent utility bill (To confirm residence)
Eviction history explanation (If needed)

If You Have Kids Under 18

Birth certificates (For all kids)
Proof of child support (If receiving or paying it)
Custody or guardianship paperwork (If needed)

The more documents you bring, the faster we can process your application. If you have any questions, just ask.

Oops! Something went wrong while submitting the form.

Affordable Housing

Eligibility Calculator

Which type of housing are you looking for?

How many people live in your household?

Enter your total household income (before taxes)

Based on the information provided, your household does not appear to qualify

Based on the information provided, your household does not appear to qualify

You qualify for an LIHTC Program. Here are the rents for LIHTC units based on your eligibility.

30% AMI

60% AMI

Are all household members full time students?

Check all that apply

Is any household member:

You're preliminarily eligible based on the information provided.

Contact Property

Thanks for your submission!

FAQs